Summary The UK Employers' Liability (EL) insurance market continues to be characterized by overcapacity and unprofitability. While underlying demand for EL has steadily increased in recent years, premium rates continue to lag behind claims inflation. Key Findings -?Zurich, with a large municipal and corporate book for employers' liability insurance, maintained its grip as the UK's largest employers' liability insurer with 2014 GWP of ?189m. -?Allianz saw its business rebound in 2014. After reporting a GWP decrease in both 2012 and 2013, the insurer reported a healthy 10.6% growth in GWP in 2014. -?AXA continued to reign as the insurer most often selected by commercial insurance brokers placing employers' liability cover, as per our 2015 Commercial Broker Survey. Synopsis The employers' liability insurance market remains dominated by a group of large, established insurers. As a compulsory line, however, this is a market that commercial insurers must enter to offer mid-market commercial combined or SME packaged products. Given this dynamic, an insurer's employers' liability business is often best not regarded in isolation but linked with the performance of public liability and commercial property books. This report will look at the top 20 insurers in the market by GWP, the insurers selected by surveyed brokers for placement of cover, and the insurers of choice as per our 2015 UK SME Insurance Survey. Reasons?To?Buy -?Review your strategy against both the existing and new challenges regarding the employers' liability market. -?Benchmark against the experience of the market's key players in terms of market share, growth, and book performance.